Your Solution To A Better Mortgage
Whether you are a First Time Buyer, Moving House, looking at saving money on your existing mortgage or a Landlord we are here to help.
40
Years of Experience
100+
Providers
About Us
Independent Mortgage & Protection Advisors
We are a firm of independent Mortgage & Protection Advisors who offer a comprehensive range of mortgage products from across the market. Whether you are a First Time Buyer, Moving House, looking at saving money on your existing mortgage or a Landlord we are here to help. We can arrange and protect both you and your mortgage. Our advisors have over 40 years’ experience within the financial services sector.
Our Services
What We Offer
From first time buyer mortgages to insurance we have you covered. Our comprehensive range of products are carefully selected from a network of trusted providers.
First Time Buyers
Purchasing your first home can be stressful and a minefield however our team are very experienced, our service is here to guide you through every step of the journey.
Remortgages
We have a large number of lenders who offer free valuations, free remortgage conveyancing and/or cashback options with their remortgage products.
Moving Home
If you are considering moving home we are here to help to guide you through your move. We will discuss all costs involved, outline the home moving process and provide you with the most cost effective solution for the mortgage on your new home.
Help to Buy
There are a number of government schemes available for you whether you are a First Time Buyer or moving home including Help to Buy Equity Loan, Discount to Market Value Schemes, Shared Ownership and Right to Buy/Acquire.
Commercial Mortgages
If you are purchasing a Commercial Property for your own business arrangements, as a Commercial Landlord or if you have an existing commercial mortgage and require a better rate, we have a range of specialist lenders who can help.
Additional Borrowing
If you are not ready to remortgage, but feel you may wish to borrow additional funds on your current mortgage, you can do so for many reasons such as; Home improvements, consolidating your debts, raising a deposit to purchase another property etc.
Buy to Let
Buy to Let properties are normally purchased to either provide you with an additional monthly income or to act as a long term investment. These mortgages can be taken out in your personal name or via a Limited Company.
Equity Release
Equity Release plans allow homeowners to free up some of the equity in their property so if you are aged 55 or over and own your own home, you may wish to consider this as an option.
Life Insurance
Taking out a mortgage is a large financial commitment and we recommend considering protecting this in the event you die during the term of your mortgage with a Life Insurance Policy. Most people would like to leave their property mortgage free for their family should the worst happen.
Critical Illness Cover
Critical Illness cover pays out a lump sum if you are diagnosed with a critical or serious illness during the term of your mortgage. The types of illnesses covered can very between the providers but typically include: Cancer, Heart Attack, Stroke and many other common medical issues.
Income Protection
Your mortgage and bills still need to be paid if you are off work due to sickness or incapacity. You may or may not have sick pay available from your employer or you may not have any income to rely on at all if you are self-employed.
Accident, Sickness & Unemployment Cover
Accident, Sickness and Unemployment Cover can be tailored to cover just your monthly mortgage repayments or more to fit your budget.
Private Medical Insurance
If you prefer to have more control over faster treatment or diagnosis of medical issues rather than being subjected to NHS waiting lists, then Private Medical Insurance may be what you need.
Home Insurance
Home Insurance is necessary to protect the bricks & mortar of your home and all your contents in the event of fire, flood, burglary or loss. Furthermore, if you are taking out a mortgage to purchase a new home your new lender will issue your mortgage offer on condition that your home is insured from completion of the mortgage when you become the new home owner.
Landlords Insurance
As a Landlord, Buildings Insurance is necessary to protect the bricks & mortar of your investment property in the event of fire, flood, burglary or loss.
Business Insurance
If you are a business owner and wish to protect your business in the event that a Key Person or Shareholder dies or becomes seriously ill to minimise the financial impact to your business should the worst happen then business protection may be what you need.
Get in Touch
Talk to us..
For further information, please contact our office on 01772 789649 or fill out our contact form by clicking the button below.
Meet With
Our Team
Our qualified advisors have over 40 years’ experience within the financial services sector.
Hover over our profile pictures to read more.
Joan Dineen
Certified Mortgage Advisor
Joan has been in financial services for over 40 years previously working for a number of major high street banks and estate agents during which time she gained the following qualifications; Certificate in Mortgage Advice Practice (CeMAP), Certificate in Financial Advice (CeFA) and Certificate in Regulated Equity Release (CeRER). Joan is very approachable, friendly and knowledgeable.
Megan Dineen
Certified Mortgage Advisor
Megan has been a Mortgage & Protection Advisor for over 5 years and during this time has built up a strong knowledge and experience. Megan holds the following qualifications; Certificate in Mortgage Advice Practice (CeMAP) and Certificate in Regulated Equity Release (CeRER). Megan is very customer focused, professional and approachable.
Fiona Watts
Certified Mortgage Advisor
Fiona has been a Mortgage & Protection Advisor for over 25 years and during this time has acquired the following qualifications; Certificate in Mortgage Advice Practice (CeMAP) and Certificate in Regulated Equity Release (CeRER). Fiona is conscientious, highly capable and welcoming.
Steve Moseley
Certified Mortgage Advisor
Steve has been in financial services for over 30 years and holds the following qualifications; Certificate in Mortgage Advice Practice (CeMAP). Steve is experienced, friendly and approachable.
